Government Rebates for Over 60s [Read This]

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Over
50s already pay some of the highest health insurance premiums in Australia, and the 4.41% average premium increase on April 1* , 2026, only added to the burden.
But help is at hand - there
are government rebates out there that could save you hundreds of dollars per year on your
cover. For eligible Aussies, the starting cost of a combined hospital & extras policy
is $81.70 per month (or $2.69 per day)** once the rebate has been
claimed.
The Government will now
pay up to 32.4%*** of your policy depending on your age, income level, marital status, and cover
history. If you’re not claiming this rebate you could be leaving hundreds of dollars on the table
every year.
Talk
to an advisor now and find out if you’re eligible for the rebate and find out how much you could be
saving.
Here’s
How You Do It:
Step
1 : Select your current life stage
below .
Step 2 : Once you select your preferred coverage options, you
will have the opportunity to compare quotes from multiple health funds.
No,
it’s not a scam. And no, it’s not magic. In fact, it’s incredibly simple. You tell us what types of cover
are important to you (often things like hip and knee replacements, dental and optical) and what types of
cover aren’t important (often things like pregnancy, IVF, and orthodontics). Then we go out and try to
find you a policy without any ‘fat’ – just one that meets your requirements.
“Over the years, I’ve spoken to
hundreds of hardworking Australians who were unknowingly paying for cover they didn’t need”, says
Andrew Davis, Co-CEO of HealthInsuranceComparison.com.au. “It’s not at all uncommon to speak to
people in their 50s, 60s, and beyond, who are still paying for things like pregnancy cover,
orthodontics, and IVF”.
In the last ten years,
we saved the average Aussie $304^ by helping them stop paying for cover they don’t
use. It’s
as simple as that. And we don’t charge any hidden fees or mark up the cost of our policies – they
all come directly from the insurers themselves.
We handle all the switching
paperwork for you, so you won’t need to have any awkward conversations with your old fund. And all
our policies come with a 30 day cooling off period, so there’s no need to worry about buyer’s
remorse.
Get
Started Now:
Step
1 : Select
your state below.
Step 2: After answering a few questions, you will have the
opportunity to compare quotes in your area and could be eligible for significant savings.
* Australian Federal Department of Health, 17 Feb 2026
**The premium quoted is accurate as of 6 May 2026 for a single 70 yo member in NSW with starter hospital with daily co-pay and easy extras cover, assuming the full government rebate is claimed and no Lifetime Health Cover loading applies. Premiums may vary in other states.
*** https://www.ato.gov.au/individuals-and-families/medicare-and-private-health-insurance/private-health-insurance-rebate/income-thresholds-and-rates-for-the-private-health-insurance-rebate
^Average saving of $303.94 based on 238,768 customers between Jan 2015 - September 2024
^^ Health Insurance Comparison compares selected products from a panel of trusted insurers. We do not
compare all products in the market.
Health
insurance from just a few dollars a day – what’s the catch?
By Audrea
B
Last
Updated 19 Feb 2026
Health
insurance rebates are helping eligible Australians access affordable hospital & extras
cover
In 2025, the Australian Government is rebating up to 32.4% of the cost of
your health insurance policy depending on factors like age and income level. We can help you figure
out how much rebate you’re entitled to.
Choose
your area.
Which
area are you in?
Get Your Free Quote
Choose
your area.
Which
area are you in?
WA NT QLD SA NSW ACT VIC TAS Get Your Free Quote
Aussies
eligible for latest government rebates get health cover from just $81.70 per month
Australia: We saved our average customer
$304^ on their average annual
premium.
Policies start from just
$81.70 per
month!
Select your age and
compare now!
100%
Australian owned & operated
< 43 44 45 46 47 48 49 50 53 52 51 54 58 57 56 55 62 61 60 59 66 65 64 63 > 70 69 68 67
* Average saving of $303.94 based on 238,768 customers
between Jan 2015 - September 2024
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