Which is better? BUPA, NIB or HBF?

Get Quotes
The
Price Of Loyalty: Australians Are Losing Hundreds By Staying Loyal To Health Insurers
Feel
like you’re paying too much for your cover? If you’ve been paying more every year without being offered
any extra value, there’s a good chance you could be. While it’s no secret that the price of health
insurance is up around the country, there’s great value to be found if you know where to look.
Here’s
How You Do It:
Step
1 : Select your current life stage
below .
Step 2 : Once you select your preferred coverage options, you
will have the opportunity to compare quotes from multiple health funds.
Get
Started Now:
Step
1 : Select
your state below.
Step 2: After answering a few questions, you will have the
opportunity to compare quotes in your area and could be eligible for significant savings.
*
Average saving of $303.94 based on 238,768 customers between Jan 2015 - September 2024
**The premiums quoted are accurate as of 29 April 2026 for a single 70yo in NSW with hospital cover only and no extras cover, assuming the full government rebate is claimed and no Lifetime Health Cover loading applies. Premiums may vary in other states.
By Sarah
M
Last updated on 19 February 2026
Choose
your area.
Which
area are you in?
Get Your Free Quote
Choose
your area.
Which
area are you in?
WA NT QLD SA NSW ACT VIC TAS Get Your Free Quote
Despite rising costs, too many
people stay with the same fund and keep cover that’s inappropriate for their needs. This often
happens because they aren’t aware that switching to better value cover can be quick, simple and done
without any penalties.
That’s why our service
is putting people before policies. We listen to how you use your current cover, and ask what you
would like to change. Whether that’s higher benefits, more personalised cover or simply cheaper
premiums, we get to work to find a policy that meets your needs.
Paying
too much?
Australia:
We saved our customers $304* on average on their annual premium!
Select your health fund and see how much you could save!
BUPA Medibank NIB HCF
*Average
saving of $303.94 based on 238,768 customers between Jan 2015 - September
2024
Australian Unity Currently don't have a fund Other Provider HBF GMHBA Defence Health
When you compare with us, we’ll
identify the areas where you could be overpaying and where you could improve your rebates. Finding
better value health insurance is equally about not paying for irrelevant cover, and getting more
back when you use the cover you need.
For example, most people
take out top hospital cover and simply accept that they’ll pay for pregnancy and IVF as a part of
the policy. But some funds offer specific top hospital policies for people who aren’t planning to
have children, and these are a quick, cost-cutting win for savvy
shoppers.
Extras cover is another
area where you can save, here by moving to a policy that has bigger rebates for the services you
use. This can come in the form of a higher yearly limit, or your insurer paying a greater benefit
for each individual visit.
We know how difficult it
can be to make sense of the huge range of health insurance policies that are available. That’s why
an important part of our service is our commitment to making your health cover savings quick, simple
and effective.
With the help of the
advisers at HealthInsuranceComparison.com.au it’s never been easier to understand what
you’re paying for and why. You can compare your current level of cover to similar policies and see
exactly what you could be saving, all at no cost to you.
Click through now to
start getting value from your cover. Hurry! Your health cover savings are just minutes
away.
Australia: We saved our average customer $304* on their
average annual premium.
Policies start from just $82.62** per
month!
Select your age and
compare now!
100%
Australian owned & operated
< 43 44 45 46 47 48 49 50 53 52 51 54 58 57 56 55 62 61 60 59 66 65 64 63 > 70 69 68 67
*
Average saving of $303.94 based on 238,768 customers between Jan 2015 - September 2024
**The premiums quoted are accurate as of 29 April 2026 for a single 70yo in NSW with hospital cover only and no extras cover, assuming the full government rebate is claimed and no Lifetime Health Cover loading applies. Premiums may vary in other states.
*
Average saving of $303.94 based on 238,768 customers between Jan 2015 - September 2024
**The premiums quoted are accurate as of 29 April 2026 for a single 70yo in NSW with hospital cover only and no extras cover, assuming the full government rebate is claimed and no Lifetime Health Cover loading applies. Premiums may vary in other states.
Privacy
Policy Terms of
Use
© Copyright Health
Insurance Comparison 2013-2022. All rights reserved. HealthInsuranceComparison.com.au is an on-line health
insurance comparison service. We provide you access to our expert staff to assist in selecting the most
appropriate health insurance policy from our panel of health funds. Why not give us a call on 1300 163 402
to see if you have the most appropriate policy for your needs.

Text scraped from the landing page for research purposes. © respective owners. This text is sourced from the advertiser's public landing page; for removal, contact dmca@luba.media.