Why Thousands Are Checking Their PCP Agreements Now — Before It’s Too Late

Check If You're Owed Car Finance Compensation | No Win No Fee
Have you been mis-sold car finance?
You could claim an average of 829** per agreement for mis-sold car finance. It takes 60 seconds to check.
ONLINE CLAIM CHECKER
Find out in minutes if you qualify
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Clydesdale
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Blue Motor Finance
Alphera
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Hyundai Capital
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CONTACT DETAILS
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CURRENT ADDRESS
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PERSONAL DETAILS
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LAST STEP
On average, we find 3 agreements per person, which means an average compensation of 2487
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I authorise Chase Monro Claims Ltd to conduct soft credit searches on my behalf through its provider, Checkboard Ltd, with no impact on my credit score. I understand that in order to verify my eligibility Chase Monro Claims Ltd will conduct a soft credit check through our provider Checkboard Ltd who will receive an Electronic Credit Report from Equifax, TransUnion and CRAIN, pass on all information collected about me to Chase Monro Claims Ltd. I also agree to Checkboard's privacy policy and terms and conditions . A soft footprint will be retained on my credit file, which will not affect my credit score. *
Before submitting your claim, it is important that you review and agree to our Terms of Business . This document outlines the scope of our services, your rights, and the responsibilities of both parties during the claims process. By signing below, you confirm that you have read, understood, and agreed to these terms. If you have any questions or need clarification regarding our Terms of Business, please contact us at [email protected] before proceeding.
Chase Monro Claims may refer your claim to Elmwood Law if we believe it is in your best interests to do so. You will be informed within 48 hours of signing if you are being represented by either Chase Monro Claims or Elmwood Law. By signing here you also agree to the terms of our partner solicitor, Elmwood Law Terms Of Business .
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Thanks, your details are in. We are now checking your finance agreements.
As seen in motor finance coverage
No Win No Fee**
Average of 829 per agreement
Quick & easy form
Real customer stories
What customers say about Chase Monro's communication, support and claim handling.
★★★★★
Chase Monro are AMAZING!
From start to finish, Chase Monro have been amazing! They have kept me updated every step of the way and answered any questions I have had, quickly too. I am really glad Chase Monro dealt with my case and so happy to have had the amazing news that it has been successful.
Stephanie Nov 21, 2025
★★★★★
Cant fault Chase Monro
Cant fault Chase Monro, kept me informed all the way of the process. It did take a while but the end result was great.
steven Docherty Oct 15, 2025
★★★★★
Fantastic Result
Chase Monro took over my claim from another claims company and since they have been in charge, they have been absolutely fantastic. I have been kept informed all the way through and when I emailed to get updates it was not a problem.
Nicola Aug 22, 2025
★★★★★
Open, transparent and professional
I want to acknowledge the exceptional service I received from Chase Monro Claims during my recent claim process. From the beginning, they have been open, transparent and consistently professional, with clear communication and realistic expectations.
Leandra Sims Aug 20, 2025
★★★★★
Very helpful and clear
Very helpful and clear explanation of what is going on with my case. Very nice people.
Kenny Simpson Aug 18, 2025
★★★★★
Brilliant service
I made a car finance claim. It has taken a bit of time but at no point was I promised a quick claim. Paddy made me aware of the time scales involved and kept me up to date when updates were available. I have now received my payment today.
Ben Carter-Stanley Aug 1, 2025
★★★★★
Guidance and reassurance
First started a claim for car finance 3 years ago and got put forward to Chase Monro. The process did take a lengthy time but I have now got my compensation. Paddy's guidance and reassurance was impeccable.
Miss Heald Jul 16, 2025
★★★★★
Helpful and thorough
Chase Monro have been so helpful and thorough throughout the whole process. Tom Smullen has been exceptionally hard working on my case, keeping me very well informed and up to date across all aspects and stages.
Joanne Mccabe Mar 28, 2025
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You do not need to use a law firm to make a complaint, you can make a complaint yourself to the lender, or you can refer your claim to the Financial Ombudsman Service (FOS) for free.
Could you be owed a refund?
Millions of car owners who took out car finance from April 2007 to November 2024 have been mis-sold car finance.
Hidden commission
Most people didn't know about the hidden commissions, so they couldn't make properly informed choices.
Inflated interest rates
Before 2021, car dealerships could earn more money by selling loans with higher interest rates.
Fee and charges
Many customers felt that fee and charges were not properly explained to them.
If you brought a car, van or motorbike on finance between 2007 and 2024 you could be owed compensation.
CHECK MY CLAIM
How does it work?
Companies don't always play fair, but you don't have to accept it. We'll help you check if you're owed money and take action for you.
1. Find your agreements
We can find your agreements and handle your claim in a few simple steps. If you choose us, we'll do a soft credit check to see if you've had any finance agreements.
2. Check your eligibility
Our partner law firm will prepare and submit your claim, handling everything from start to finish.
3. Get compensation
Our partners law firm will negotiate directly with lenders and work to maximise your compensation all on a No Win, No Fee** basis - while you relax.
CHECK MY CLAIM
Frequently Asked Questions
Extension to motor finance complaint handling pause confirmed until 4 Dec 2025
The Financial Conduct Authority has extended the pause to the deadline for motor finance firms to provide a final response to customer complaints regarding discretionary commission arrangements until 4 December 2025.
Click here
for more information.
Which lenders can I file a mis-sold finance claim against?
We currently have active claims underway with a variety of lenders, including Black Horse Ltd, Volkswagen Financial Services (UK) Ltd, FirstRand Bank Ltd (London Branch), BMW Financial Services (GB) Ltd, Santander Consumer (UK) PLC, RCI Financial Services Ltd, Vauxhall Finance PLC, Close Brothers Ltd, PSA Finance UK Ltd, FCE Bank PLC, Mercedes-Benz Financial Services UK Ltd, CA Auto Finance UK Ltd, Clydesdale Financial Services Ltd, Blue Motor Finance Ltd, NIIB Group Ltd, Toyota Financial Services (UK) PLC, Moneybarn No. 1 Ltd, Hyundai Capital UK Ltd, and Startline Motor Finance Ltd. If you have or previously had a finance agreement with any of these lenders, you could be entitled to compensation.
How far back can I claim for mis-sold finance?
You generally have 6 years from the start of your agreement to file a claim or 3 years from the time you became aware of your right to do so. This 6-year period starts from the date when commission was paid, typically the beginning of the agreement. If your agreement is older, you may still qualify if you only discovered your right to claim within the last 3 years. How…

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