Ever Worked For CBA? You Qualify For Exclusive Health Cover

Check if you’re eligible to join CBHS
YOU COULD BE ELIGIBLE FOR EXCLUSIVE HEALTH COVER
Complete the form to see if you qualify to join our exclusive health fund.
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“Over the last year, while expenses and mortgage repayments have been increasing, it’s been reassuring to be with CBHS who have improved their member benefits. With CBHS, I’ve been able to continue taking care of myself with proactive dental visits and optical checks without worrying about unexpected costs.”
Lucille D
The Not-For-Profit Health Fund That Puts Members First
Join the CBHS Health Fund family and experience over seven decades of commitment to providing CommBank employees and their families with high-quality health cover, attractive policy benefits and genuine care and support when you need it most.
More back to members
Be part of a not-for-profit health fund that pays 90 cents in every dollar collected in premiums back to members in benefits. 1
Limit out-of-pocket costs
Up to 100% back on selected dental and optical Extras. 2
Flexible, affordable cover options
Starting at $20.87 ^ per week (including ambulance cover), get the essential coverage you need today without paying for what you don't.
Supported recovery
Enjoy the convenience and comfort of hospital rehab at home. 3
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Member reviews
Don’t just take our word for it...
“CBHS has helped us reach all our health care goals consistently for over 10 years. It's great to need an emergency appendectomy or an urgent wisdom tooth removal and not even think twice about booking into a private hospital with a surgeon and anaesthetist of my choice. We knew we were fully covered!
Plus, big thanks to CBHS for taking care of every aspect of orthodontic care for our four daughters! Their smiles on our eldest daughter's wedding day, are just beautiful!”
Yolanda G
“Our daughter was born three months premature. CBHS supported us through the entire time that we spent in the neonatal intensive care unit, and helped make sure she got the absolute best care possible. Thank you CBHS!”
Angeline Y
“Dental became much more affordable for us. We switched to your preferred providers and we had no out of pocket expense for the children's mouth guards, along with several other dental services 👌. Safe sports, cool-coloured mouths and sustainability - and my daughter chose a biodegradable tree green mouth guard! Thanks CBHS.”
Manda B
frequently asked questions
We’ve got answers to some of the most commonly asked questions about CBHS Health Fund.
Am I eligible to join CBHS?
If you work or have worked for the Commonwealth Bank Group (CBA Group) including any current and former subsidiaries, you and your parents, partner, siblings, dependants and grandparents are eligible.
Even if you no longer work for the CBA Group, you and your immediate family are still eligible to join - and always will be.
See full eligibility details here.
What does the 'CBA Group' include?
‘CBA Group’ includes:
- Aussie Home Loans
- Bankwest
- Colonial First State
- Commonwealth Bank, CommSec and CommInsure
- Count Financial
- Financial Wisdom
- Finance Sector Union
- Gateway Bank
Do I need to re-serve waiting periods when I join CBHS?
No. As long as you transfer from an equivalent level of cover with another Australian health fund (as confirmed by your Transfer Certificate) and you have served all waiting periods with your previous fund, you won’t be required to re-serve waiting periods with CBHS. Waiting periods may apply if you choose to upgrade to a higher level of cover.
Is it easy to switch from another health insurer?
We respect that you lead a busy life, and from day one, we make it easy. It's not a hassle to join for the first time, or switch from another health fund. We’ll take care of a seamless transition from your old policy, and you've got 60 days to change your mind (twice as much time as some other funds). 4
Member-owned, not-for-profit
CBHS Health Fund was established with the sole aim of benefiting members. Rather than chasing profits for shareholders or overseas investors, we reinvest our profits into the fund to help develop better products for our members. The health and wellness of our members is at the heart of everything we do. It’s as simple as that.
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Terms & Conditions Privacy Policy
CBHS is a restricted not-for-profit health fund, for current and former employees of the Commonwealth Bank Group (CBA Group) and their eligible family members (defined by our Fund Rules), employees of CBA Group contractors and franchisees and their families. More information on eligibility available here .
^ Price is for a single Starter Basic Plus Hospital $750 Excess policy for a person aged 30, living in NSW with taxable income of $101,000 or less per year. Includes Australian Government Rebate on private health insurance of 24.118%. Price does not include age-based discount and no Lifetime Health Cover loading is applicable.
1 90% compared to 85% across the industry. Calculated based on the average of the past 10 years. Source: APRA annual PHI Statistics, December 2025.
2 At Optical and Dental Choice Network providers. Benefits are subject to level of cover and overall and available limits at time of service.
3 Eligibility criteria applies. You need to hold an appropriate level of CBHS Hospital or packaged cover for the duration of your treatment and to have served any relevant waiting periods.
4 If you are not satisfied with your health insurance for any reason, you have 60 days from the receipt of your CBHS policy to cancel your membership and receive a refund provided you have not made a claim or have no pending claims.
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During our relationship with you, we may tell you more about the way we handle your personal information (like when you complete an application or claim form). Please also consider this information carefully, as it might differ from the general privacy information set out below.
Your consent
When you provide your personal information to Momentum Life, you are consenting to the use of your information by us for the purposes set out in this Policy and in accordance with our obligations under this Policy, and under the Privacy Act 1993 and Health Information Privacy Code 1994.
Collecting your personal information
The information we collect about you and any other person connected to the policy (this includes any nominated beneficiaries, the policy owner and lives insured), directly or indirectly will depend upon the product or service you are applying for or using. This includes your contact details and, as applicable, the names, dates of birth and gender of those you are seeking to insure. For some insurance applications and some claims, it is necessary for us to collect sensitive information from the life to be insured or claimant related to their health, pastimes and occupation.
We collect information about you in a few ways:
During our quote and online purchase process;
Through claims forms; and/or
Over the telephone or email when you contact us, or we contact you
We generally record all telephone calls for business and training purposes.
Generally, we collect personal and health information directly from you. We may also collect your basic contact information from a third party, such as an adviser or list provider. Sometimes we collect your personal and health information from other third parties, such as your medical practitioner (in the event of a claim). We only collect your information from third p…

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