Protect Your Family from Funeral Expenses

Funeral Insurance Quotes | Australian Seniors
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Australian Seniors
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Protect your family from your funeral costs
$3,000 – $15,000 cover
No more premiums after age 85 but your cover continues
Hassle-free claims process
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Seniors Funeral Insurance
We understand that your future isn’t just about you. That’s why Seniors Funeral Insurance is designed to help the people you care about most with unexpected funeral costs when you’re gone. You can choose a cover amount between $3,000 and $15,000 which can be used for anything you or your family need when planning your final wishes.
DARE magazine
You’ll receive ongoing complimentary issues of DARE magazine when you take out Seniors Funeral Insurance. Learn more and view the applicable T&Cs .
Take control of your family's financial future
We think Australian seniors deserve insurance cover that delivers real value. So our Seniors Funeral Insurance comes with a range of quality benefits.
Choose a level of cover that suits you
Seniors Funeral Insurance pays a lump sum to your family from $3,000 up to $15,000 upon your death.
Guaranteed acceptance
If you’re an Australian resident aged 40 to 79, you’re guaranteed acceptance. No medical screening, complicated paperwork or blood tests required.
A quick payout to your family
Claims are usually paid within 1 business day of all completed documentation being received, so you can be sure your family has the financial help they need with little fuss.
Bonus Cover at age 85
Once you turn 85, you’ll receive an extra 25% Bonus Cover on top of your cover amount, so you can enjoy even more peace of mind for the years ahead.
No more premiums after your 85 th birthday
From age 85, we’ll stop charging you for your cover so there will be no further premiums to pay.
Cover for terminal illness
Get 100% of your benefit paid if you are diagnosed with a terminal illness, helping you plan your final wishes without financial worries.
Triple benefit for accidental death
From the day your policy starts, your loved ones will receive triple your cover amount if your death is the result of an accident.
Early Cash Out Option
Once you turn 85, you can choose to end your policy and receive 75% of your cover amount paid to you.
Guaranteed cash payout
When you reach 100 years of age, we’ll end your policy and pay you 125% of your cover amount to spend however you wish.
Things you should know
Cover is for accidental serious injury and accidental death only in the first 12 months.
Terminal illness with diagnosis of 12 months or less to live.
There is no refund of premiums after the cooling off period. The total amount of premiums payable over the life of the policy has the potential to exceed the cover amount.
If you choose the Early Cash Out Option, you’ll no longer be eligible to claim as this option will cancel your policy.
Cover the people that matter most
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Award-winning insurance 12 years in a row
Australian Seniors has been recognised for providing real value for the local over 50s market, winning awards for our products and service for 12 consecutive years.
Australian Seniors has won the Canstar 2023 Most Satisfied Customers Award for Home Insurance.
We’re the proud winners of the Reader’s Digest Quality Service Award in the Funeral Insurance category for 2021, 2022, 2023, 2024, 2025 and 2026. We have also been the recipients of the Highly Commended Trusted Brand Award in the Funeral Insurance category for 2015, 2016, 2018, 2020, 2021, 2022 and 2024. In 2023, 2025 and 2026, we were the winning recipient of the Trusted Brand Award in the Funeral Insurance category. We were granted the Feefo Gold Trusted Service Award in 2017, 2018, 2019, 2021, 2022, and the Feefo Platinum Trusted Service Award in 2023, 2024, 2025 and 2026. We have also received the Mozo People’s Choice Award for Outstanding Customer Satisfaction in 2025.
Australian Seniors is also the ProductReview.com.au 2021, 2022 and 2023 Annual Awards Winner in the overall Insurance category, as well as the 2025 and 2026 Awards Winner in the Funeral, Life, Car and Home & Contents Insurance categories, 2024 Awards Winner in the Funeral, Car and Home & Contents Insurance categories, and 2020 Awards Winner in the Funeral, Car, Home & Contents, Travel and Pet Insurance categories.
Read more about Our Awards
How to get covered
1 Request a quote
It only takes a few minutes to get a Seniors Funeral Insurance quote. No long forms or medical tests required.
2 Choose your cover
Tell us how much your family needs to cover funeral costs and any other immediate costs.
3 Get covered
Once you’re covered, you can enjoy the peace of mind that your funeral costs and outstanding debts will be taken care of, so your family has the financial help they need with little fuss.
We're here for you
To find out more about how Australian Seniors can help, call us now on 1300 730 185 .
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All product information displayed on this website is subject to policy terms and conditions (including eligibility criteria, limitations and exclusions).
Your use of this website is subject to the website Terms of Use . This is general information and does not take into account your financial situation. Please consider the relevant Product Disclosure Statement, Financial Services Guide and Target Market Determination available on this website to ensure these products suit your needs. All products are promoted and distributed by Australian Seniors Insurance Agency, a trading name of Greenstone Financial Services Pty Ltd (GFS) ABN 53 128 692 884, AFSL 343079. The insurer for car, home, landlords and pet insurance products is The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, and for life and funeral insurance products is Hannover Life Re of Australasia Ltd ABN 37 062 395 484, AFSL 530811. Seniors Health Insurance is issued by nib Health Funds Limited ABN 83 000 124 381, a registered private health insurer. GFS is an authorised agent of nib and receives commission from nib. Seniors Pet Insurance is arranged and administered through PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183. The insurer for travel insurance is Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708 (Allianz). Seniors Travel Insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177, AFSL 245631, trading as Allianz Global Assistance (AGA), acting as agent for Allianz. Terms, conditions, limits, and exclusions apply. Sub-limits may apply.
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